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UPI: A DECADE OF INDIA’S DIGITAL PAYMENTS REVOLUTION Why in the News? The Unified Payments Interface (UPI) completed 10 years on 25 August 2026, marking a major milestone in India’s Digital Public Infrastructure (DPI). From 1.78 crore transactions in 2016-17, annual UPI transaction volume has risen to over 24,162 crore transactions in 2025-26, alongside rapid …
Read MoreKeep UPI Free By Sharing Its Public Savings Syllabus: GS-2: Government Policies & Interventions GS-3: E-Governance, Growth & Development, Inclusive Growth, IT & Computers, Infrastructure Why in the News ? The Taxation and Other Laws (Amendment) Act, 2026 has amended Section 10A of the Payment and Settlement Systems Act, which had barred charges on BHIM-UPI …
Read MoreWHY POLICY NEEDS TO FOCUS ON GENDER WEALTH INEQUALITY Syllabus: GS 1: ● Role of Women ● Inequality ● Social empowerment ● Issues related to women Why in the News? The World Inequality Report (WIR) 2026 and the United Nations report ‘Counting What Counts’ (2026) have renewed discussions on gender inequality through multilateral engagement and …
Read MoreMICRO-LOANS SHOW EARLY SIGNS OF STRESS Why in the News? Rising Delinquencies: A report by CRIF High Mark shows an increase in early stress among micro-enterprise loans in April 2026. MSME Concern: The share of loans overdue by 91–180 days rose from 1.1% in March to 1.4% in April 2026. Global Factors: The trend is …
Read MoreGovernment Launches Portal For Unclaimed Financial Assets Why in the News ? The Department of Financial Services (DFS) has launched a Common Landing Portal for Unclaimed Financial Assets to help citizens easily locate and claim unclaimed deposits, insurance proceeds, shares, dividends, and mutual fund investments through a single digital platform, reflecting principles of environmental democracy …
Read MoreBHASHINI-PFRDA Partnership Enhances Multilingual Pension Service Delivery Why in the News ? The Digital India BHASHINI Division and PFRDA have signed an MoU under ‘BHASHINI for Seva–Sanchalan’ to integrate multilingual AI tools into pension systems, improving accessibility, inclusivity, and communication for users across India’s diverse linguistic landscape. 1. Key Features of BHASHINI–PFRDA Collaboration The MoU …
Read MoreWomen Bank Mitras Drive Rural Wealth Creation Why in the News ? With over 57 crore Jan Dhan accounts, including 32 crore held by women, attention has shifted from financial access to economic empowerment. Initiatives like Business Correspondent Sakhi and proposed SHE Marts aim to convert rural women into active wealth creators. From Financial Inclusion …
Read MoreRBI ISSUES DRAFT REVISED GUIDELINES FOR LEAD BANK SCHEME Why in the News? Draft Circular: Reserve Bank of India (RBI) released draft revised guidelines for the Lead Bank Scheme (LBS) seeking public comments. Institutional Reform: The revision aims to strengthen coordination mechanisms under the State Level Bankers’ Committee (SLBC) OBJECTIVES OF REVISED LEAD BANK SCHEME …
Read MoreMadhya Pradesh Hikes Ladli Behna Scheme Allowance Why in the News ? The Madhya Pradesh Cabinet, led by Chief Minister Mohan Yadav, approved a ₹250 hike in the Ladli Behna Yojana monthly allowance. From November 2025, eligible women will receive ₹1,500 per month, benefiting over 1.26 crore women across the State. This increase aligns with …
Read MoreThis image highlights the major milestones in the growth and regulation of Non-Banking Financial Companies (NBFCs) in India, from their inception to their current role in financial inclusion. It covers reforms, digital transformation, and major sectoral shifts relevant for exams and policy understanding.
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