government welfare schemes Archives - Universal Group Of Institutions
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12May 2026

ATAL PENSION YOJANA: NEED FOR OUTCOME-LED DEEPENING

ATAL PENSION YOJANA: NEED FOR OUTCOME-LED DEEPENING Why in the News? The discussion around Atal Pension Yojana has gained attention as experts argue that the scheme must now move beyond enrolment expansion towards ensuring adequate and sustainable retirement security. Concerns have been raised regarding low pension adequacy, contribution persistence, and the need for greater flexibility …

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07Nov 2025

Universal Basic Income India: Future of Welfare

India’s Universal Basic Income Syllabus GS 2: Government Policies and interventions Why in the News? Recently, growing inequality, automation-led job losses, and welfare delivery inefficiencies have renewed discussions on implementing a Universal Basic Income (UBI) in India, offering direct unconditional cash transfers to every citizen irrespective of income or occupation. Introduction India stands at a …

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UPSC Prelims 2026 Live Paper Discussion & Detailed Answer Key Analysis


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