India's No.1 PU & Degree With Integrated IAS & IPS(UPSC/PSC) Training College.
GREATER TRANSPARENCY IN INDIA’S BANKING SYSTEM Syllabus: GS 3: Banking system Issues related to Banking system Why in the News? The Reserve Bank of India (RBI) released draft amendments to Basel III Pillar 3 disclosure norms to enhance transparency, strengthen market discipline, and align Indian banking disclosures with global regulatory standards. BASEL III FRAMEWORK ● …
Read MoreATAL PENSION YOJANA: NEED FOR OUTCOME-LED DEEPENING Why in the News? The discussion around Atal Pension Yojana has gained attention as experts argue that the scheme must now move beyond enrolment expansion towards ensuring adequate and sustainable retirement security. Concerns have been raised regarding low pension adequacy, contribution persistence, and the need for greater flexibility …
Read MoreUDGAM Portal Expanded to Trace Unclaimed Bank Deposits Why in the News ? The Reserve Bank of India informed the Supreme Court that 30 banks have been integrated with the UDGAM portal, enabling legal heirs to identify unclaimed deposits of deceased account holders and improving transparency in dormant financial assets management. RBI’s UDGAM Portal and …
Read MoreE-Rupee Pilot Launched for Food Subsidy Why in the News ? The Union government has launched a pilot in Puducherry to distribute food subsidy using the RBI’s e-rupee (CBDC). This marks the first instance of programming India’s digital currency to deliver targeted welfare benefits under the Public Distribution System (PDS). Pilot Project: Features & Objectives: …
Read MoreFather of the Nation’s Vision and 50 Years of Regional Rural Banks “Back to the Villages” – Gandhiji’s Dream Mahatma Gandhi, the Father of the Nation, always believed that “India lives in her villages.” Rural upliftment, for him, was the soul of Swaraj. To bring his vision alive, the Government of India launched the Regional …
Read More
