Government Benefits Archives - Universal Group Of Institutions
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17Sep 2025

UPS Pension Scheme: Why Is Uptake Low?

Understanding UPS Pension Scheme And Low Uptake Why in the News ? The Unified Pension Scheme (UPS) under the National Pension System (NPS) was introduced for central government employees, offering assured payouts. However, despite the scheme’s benefits, the uptake remains low due to lack of awareness and preference for Old Pension Scheme (OPS). Key Features …

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