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31Mar 2025

PM-JAY: Transforming Healthcare and Strengthening Financial Security

Why in the News ? A recent study highlights the significant impact of Pradhan Mantri Jan Arogya Yojana (PM-JAY) on healthcare access and financial stability in India. It has reduced loan delinquency rates, out-of-pocket expenses, and improved health outcomes for beneficiaries. Impact on Healthcare and Financial Security: Comprehensive Health Coverage: Pradhan Mantri Jan Arogya Yojana …

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03May 2024

DOES PMJAY NEED A DESIGN CHANGE?

Syllabus: GS 2: Health  Government Policies and Intervention Focus: Despite significant coverage and enrollment numbers, concerns have arisen regarding PMJAY’s sustainability and efficacy, particularly in addressing hospital dues, patient rejections, and operational challenges. Source: NHA Overview: Ayushman Bharat, initiated in 2018, encompasses two primary components: health and wellness centers and the Pradhan Mantri Jan Arogya …

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UPSC Prelims 2026 Live Paper Discussion & Detailed Answer Key Analysis


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