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19Jul 2025

Bank Turnaround: Credit Growth & MSME Revival

A Turnaround for Banks: Credit Growth, NPAs and MSME Sector Revival Syllabus: GS 3: ● Banking and Economy ● Economic policies and interventions Why in the News? Recent trends indicate a decline in gross non-performing assets (NPAs), especially in unsecured retail and MSME sectors, enabling a shift in credit dynamics across Indian banks. While overall …

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31May 2024

FM CREDITS IBC FOR AIDING BANKS IN NPA CRISIS RECOVERY

Why in the news? The Finance Minister cites the RBI report emphasizing IBC’s role in aiding banks to recover from the NPA crisis. IBC served as a crucial mechanism for banks to address stressed assets and facilitate recovery. source:micoope  About the NPA crisis: Non-Performing Assets (NPAs) are loans where payments haven’t been made for 90 …

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