indian banking system Archives - Universal Group Of Institutions
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26Dec 2025

RBI Liquidity Push & Hidden Bank Stress

RBI’s Liquidity Push Masks Deeper Banking Stress Syllabus: GS Paper – 3 Banking Sector & NBFCs, Statutory Bodies, Monetary Policy, Growth & Development Why in the News? The Reserve Bank of India (RBI) has announced large-scale liquidity infusion measures, including Open Market Operations (OMOs) and dollar-rupee swap auctions, despite system liquidity being in surplus. This …

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30Aug 2025

Key Milestones in Indian Banking & Insurance History

From the Bank of Hindustan (1770) to liberalization in 1991, and from the first life insurance company (1818) to the creation of IRDAI (1999), India’s banking and insurance sectors have evolved through nationalization, reforms, and globalization.

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UPSC Prelims 2026 Live Paper Discussion & Detailed Answer Key Analysis


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