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RBI ESTABLISHES SECOND SECURE DATA CENTRE IN ODISHA Why in the News? Infrastructure Expansion: Reserve Bank of India (RBI) has operationalised its second high-security data centre in Bhubaneswar, Odisha. Strategic Location: Facility is positioned away from cross-border threat zones and high seismic-risk areas to ensure operational resilience. STRATEGIC SIGNIFICANCE OF THE NEW DATA CENTRE Critical …
Read MoreWhy in the news? Banks anticipate NIM pressure in Q4 due to tight liquidity conditions and higher funding costs, impacting profitability. source:IE Understanding the Factors Affecting NIM: Tight liquidity conditions and higher funding costs are expected to impact banks’ net interest margins (NIM) in Q4. Analysts predict a 5-15 basis points compression in NIM for …
Read MoreWhy in the news? Rise in delinquencies observed in credit card, unsecured, and MSME loans, prompting ICRA to revise banking sector outlook to ‘stable.’ source:bussinessstandard About the Types of Delinquencies: Credit card, unsecured, and MSME loans are experiencing increased delinquencies. Public sector banks show better performance due to higher exposure to performing corporate loans. Private …
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