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21Jul 2026

EPFO 3.0: Universal Pension & Social Reforms

EPFO 3.0 Proposes Universal Pension And Social Security Reforms Why in the News ? The Employees’ Provident Fund Organisation (EPFO) is planning EPFO 3.0 reforms to expand universal pension coverage, extend social security to gig and platform workers, introduce a Target Retirement Sum (TRS) framework, and modernise its technology through a Core Banking Solution (CBS) …

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UPSC Prelims 2026 Live Paper Discussion & Detailed Answer Key Analysis


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