fintech Archives - Universal Group Of Institutions
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01Mar 2025

India Ranks 28th in Digital User Economy: Report

Why in the News? A report by ICRIER and CIDE reveals that despite being the world’s third-largest economy, India’s digital user economy ranks 28th. The study highlights low user spending, digital adoption gaps, and the need for increased investments to boost digital penetration. Current Status of India’s Digital Economy: India ranks as the third-largest economy …

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06Feb 2025

UPI Drives Surge in Digital Payments Across India

Why in the news? UPI’s dominance in India’s digital payment ecosystem has grown substantially, contributing to a ten-fold increase in payment volumes and values since 2018. It now accounts for 83% of digital payment transactions, transforming India’s financial landscape. Growth in Digital Payments (2013–2024): Digital payments in India increased over 3.5 times in value from …

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23Dec 2024

New Apps Launched to Combat E-Commerce Dark Patterns

Why in the news? The Department of Consumer Affairs is launching apps and a dashboard on National Consumer Day 2024 to empower consumers and curb manipulative practices in online marketplaces. About the New Initiatives for Consumer Protection: The Department of Consumer Affairs will launch the ‘Jago Grahak Jago App,’ ‘Jagriti App,’ and ‘Jagriti Dashboard’ on …

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