• UGI USER
  • Jul 04, 2024
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STATE SEEKS CENTRAL APPROVAL TO LINK E-CHALLANS WITH BANK ACCOUNTS

Why in the news?

  • The state government has requested the central government to link e-challans with motorists’ bank accounts to recover ₹2,429 crore from 42.89 million traffic violators.
  • Despite various drives, only 35% of the penalties levied through e-challans have been recovered in the last five years.

 

Source: HT

About the Proposal :

  • The central government’s approval is needed as the Banking Act is a central subject.
  • The proposal includes linking e-challans to the Fastag and motor insurance payment accounts to facilitate recovery.
  • The proposal aims to ease recovery from private car owners, who constitute most of the outstanding amount, compared to public transport vehicles.

E-Challan System Overview

Integrated Enforcement Solution:

  • Manages traffic violations via a mobile app and web application.
  • Utilized by Traffic Police and Transport Enforcement Wing.

Transparency and Data Integrity:

  • Connects all stakeholders through a unified system.
  • Ensures accurate and consistent data.
About FASTags

RFID Technology:

  • Uses Radio Frequency Identification (RFID) for toll payments.
  • Enables payments while the vehicle is in motion.

Functionality:

  • Linked to a prepaid, savings, or current account.
  • Affixed on the vehicle’s windscreen for seamless toll plaza passage.

Account Deduction:

  • Toll fare is deducted directly from the linked account.

Vehicle-Specific:

  • Non-transferable between vehicles once affixed.

Purchase and Recharge:

  • Available from National Electronic Toll Collection (NETC) Member Banks.
  • Prepaid accounts need to be recharged based on usage.