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  • Jul 16, 2021
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Pradhan Mantri Awas Yojana(PMAY) is a highly regarded government initiative. Discuss the benefits and progress in implementation of the mission.

Introduction:

Pradhan Mantri Awas Yojana was started in 2015 with the vision to provide housing for all by 2022. The scheme plans to provide homes to 2 crore households in Urban and 3 crore households in rural parts of India.

Body:

Benefits:

  • Eco-friendly materials for construction
  • Subsidies on home loans
  • Rehabilitation of slum-dwellers
  • Women empowerment
  • Employment generation

Features:

  • Based on the annual income of the people
  • Provides better quality of life
  • Improves the infrastructure
  • All weather housing with proper sanitization and other requirements

Related issues:

  1. Land scarcity, acquisition problems.
  2. Gap in funding
  3. Covid-19 pandemic
  4. Delay in approvals
  5. Raw materials and labour problems
  6. Problems related with documents

Conclusion:

Till April 2021, 19.5 million have been sanctioned and more than 14 million houses have been already constructed. Due to the ongoing pandemic and other related contengencies, the project has been scaled down to 11.2 million in urban &  21.4 million in rural regions. By this we can say that, only a target of 40% has been reached.