KPSC/KAS Mains question & Answer -2025

Question 1: Evaluate the impact of Karnataka’s women-centric schemes such as Udyogini, Shakti, and Vriddhi in promoting women empowerment and entrepreneurship in the state. Suggest further measures to enhance their effectiveness. (250 words)

Answer:

Karnataka’s women-centric schemes have played a crucial role in fostering women empowerment and entrepreneurship. The Udyogini Scheme has significantly contributed to financial independence among women from marginalized sections by offering subsidized loans, enabling them to engage in various income-generating activities. This initiative has led to the establishment of numerous small businesses, boosting rural and semi-urban economies.

The Vriddhi Scheme promotes women-led startups by providing affordable credit, thereby encouraging innovation and business growth. This initiative not only supports budding entrepreneurs but also helps in reducing gender disparities in the business ecosystem.

The Shakti Scheme, offering free bus travel, has enhanced women’s mobility, allowing greater access to education, employment, and healthcare. This has particularly benefited rural women, who often face financial and logistical barriers to travel.

However, challenges remain, such as limited awareness of these schemes, bureaucratic hurdles, and difficulties in availing loans. To enhance their effectiveness, the government should:

Conduct widespread awareness campaigns, especially in rural areas.

Simplify the application and approval processes for loans and benefits.

Establish mentorship programs for women entrepreneurs.

Create monitoring and feedback mechanisms to ensure proper implementation.

These measures can amplify the impact of the existing schemes, leading to greater socio-economic empowerment of women in Karnataka.